Going back to school

A phone conversation my husband and myself just had earlier has led me to the conclusion that one of us has to go back to college and finish. There is no question about it one of just needs to, it is necessary I believe for our future. And I know as my mother in law always points out that it does not guarantee a job, maybe not but I feel like it does give someone an advantage over other applicants potentially who may not have a degree. He says that I should go back because I do already have some credits toward a degree plan, but I honestly do not feel as if I can handle going to school, working full time and taking care of our children. So I am either going to have to go to school and work part time. Or I can go to school and work full time for my at home job which would be easier because of the flexibility in shifts that I can have.
I just hope that we can figure this out so that it can work out in an advantageous way for us with our future and financially.

~sharon